TERMS OF SERVICE

1. ACCEPTANCE OF TERMS

Welcome to DIVIDEX ("App", "Service", "we", or "DIVIDEX").

By accessing, downloading, installing, or using the App, you agree to be bound by these Terms of Service.

If you do not agree, please do not use our Service.

2. SERVICE DESCRIPTION

DIVIDEX is an application designed to help users manage and share group expenses:

• Create and manage expense-sharing groups
• Track and record shared expenses
• Split costs among members
• Send reminders
• Generate reports
• Notifications and interactions

3. ACCOUNT SECURITY

You must be at least 13 years old.

You are responsible for your account security.

4. USE OF SERVICE

You agree not to misuse the service or provide false data.

5. USER CONTENT

You own your content but allow DIVIDEX to use it within the app.

6. PRIVACY

We collect minimal data needed to operate the app.

We do not sell your personal data.

7. FREE FEATURES

DIVIDEX is completely free to use.

No paid features are available.

8. INTELLECTUAL PROPERTY

All app content belongs to DIVIDEX.

9. TERMINATION

We may suspend accounts for violations.

10. DISCLAIMER

Service is provided "as is" without guarantees.

11. ACCOUNT DELETION

Users have the right to request deletion of their account and associated data. Requests can be submitted via email at linhnguyen.8023@gmail.com.

We will verify the request and complete the deletion process within 30 days. After deletion, personal data will be permanently removed from our active systems, except where retention is required by applicable law, fraud prevention, or security purposes.

12. CONTACT

Email: linhnguyen.8023@gmail.com

Address: TP Hồ Chí Minh, Việt Nam

Phone: 0348008023